Both mages and specialists may select from the following limitations to gain CPs to spend on other abilities. With their DMs approval, players may opt to select other wizard limitations in S&P.

Learning penalty (5+): Wizard suffers a -15% penalty when trying to learn spells in all schools of magic except one school which the wizard exempts from this penalty. Specialists must exempt their chosen school.

Limited magical item use (5+): The PC with this penalty refuses to use certain categories of magical items. The wizard gains 5 CPs for every category selected: potions, oils, and scrolls; rings, rods, staves, wands and miscellaneous items; all weapon and armor.

More oppositon schools (5+): The PC with this restriction may choose to take additional opposing schools, gaining 5 points for each school in opposition to his specialty. Only standard specialty schools as described in the PHB can be selected as additional oppositional schools. (This option is not available to mages)

Reduced hit points (10): Wizard uses d3 for hit points rather than d4.

Weapon restriction (3/5): For 3 points, the wizard may never have a weapon proficiency. For 5 points, the wizard can never wield a weapon even to save his life. This last restriction is not limited to weapons wholly created by the wizard’s spells such as ice knife.
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Mage

Standard abilities: Access to all schools.

Access to all schools: It costs 40 points for a mage to have access to all eight standard schools of magic.

Ethos focus (10): The mage’s spells are more effective against creatures of a specific ethos, who suffer a -2 to saving throws vs. the mage’s spells. Only creatures whose alignment falls into one of the following groups are affected: lawful, chaotic, or neutral good/evil.

Planar safeguard (10): The mage has developed a magical resistance (2%/level) against spells cast by all beings originating from one plane of existence as chosen by the player. This resistance can be added to any magic resistance the PC already possesses.

Planar sympathy (10): The wizard is attuned to those outer planes with the same ethos as his own (either law, chaos, or non-lawful/non-chaotic neutrality). Alls spells cast by the wizard are treated as if two levels higher when cast on an outer plane of the same ethos.

Priestly wizard (10/15): For 10 points, mage gains minor access to one sphere af priest spells and can cast them as if they were wizard spells. For 15 points, the mage gains major access to that sphere.

Resistance to sleep and charm (5): +1 bonus to saving throws vs. sleep and charm.

Stay enchantment (5): Weapons used by the mage do not suffer a magical plus loss when brought to other planes as the wizard is able to sustain the weapon’s enchantment. A weapon not in the wizard’s grasp is unaffected.

Warrior wizard (10): The mage enjoys the benefits of a high constitution score the same as warriors.
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Specialist wizard

Standard abilities: Specialty school and accompanying schools (no point cost), automatic spells, bonus spells, intense magic, learning bonus, research bonus, saving throw bonus.

                Specialized wizards as listed in the PHB have the following penalty (which is not mandatory) when selecting options and limitations: learning penalty.

Extra bonus spell (10): If the Bonus Spell option was taken, the specialist now receives a second bonus spell per spell level provided that the spell belongs to his chosen school.

Focused magic (10): Most beings in the planes have some form of magic resistance which makes it difficult for wizards to use offensive spells. The wizard has enhanced his spellcasting to attempt to overcome that magic resistance. Once a day, any being targeted by a spell cast from the specialist’s chosen school is first treated as if affected by lower resistance for that spell only.

Intense magic (5): If a specialist wizard casts a spell from his chosen school, the targets of that spell suffer a -1 saving throw penalty. This option may be purchased several times with a cumaltive effect.

Learning bonus (5): +15% bonus when attempting to learn new spells belonging to the wizard’s specialty school.

Magic resistance (10): Specialist gains 10% magic resistance against magic from his specialty school which may be added to any other magic resistance.

No components (10): The ability to designate one specialty-school spell per character level as a spell that does not need require material components.

Planar strength (10): On his homeplane, spells of his chosen school cast by the specialist have their effects doubled.

Research bonus (5): When attempting to research and create new spell belonging to his specialized school, the spell is treated as one level lower than its actual level.

Saving throw bonus (5): +1 bonus on saving throws vs. spells cast at wizard from school of specialization. This option may be purchased several times with a cumulative effect.

Specialty bonus (10): All spells in the wizard’s chosen school cast by the specialist are treated as if the wizard were two levels higher for purpose of damage, duration, etc..

Specialty sense (5): The specialist is very much in tune with his specialty school and instinctively knows how the physical conditions on any plane will affect spells from his chosen school. This knowledge comes to a wizard within 1d3 turns upon arrival on a plane.